Appreciate Finance Blog

Slow down your thinking

Slow down your thinking

Back in 2014, a group of neuroscientists from MIT published a report on the minimum length of time required for the human mind to process information from an image: 13 milliseconds, almost an order of magnitude faster than previously believed. How fast is 13...

Stay Disciplined Through Market Ups and Downs

Stay Disciplined Through Market Ups and Downs

This updated Time Magazine video, from Buckingham, called "Growth of a Dollar Through Time" can be a powerful reminder of staying disciplined through market ups and downs. It is an interesting video representation of the growth of $1 if you had invested it in 1927 in...

Open enrollment for Medicare

Open enrollment for Medicare

Open enrollment for Medicare is open and goes to Dec 7th. Medicare is complicated so you may want to consult with a licensed agent or State Health Insurance Program (SHIP) for help in making decisions on supplemental plans and otherwise. Studies have shown people...

Voting from overseas… and how it affects your taxes

Voting from overseas… and how it affects your taxes

Just as our final tax deadline for the year arrives for non business filings, it’s election time. Have you ever wondered about voting from overseas and if it might affect your taxes? Interestingly, according to IRS reports, more people gave up their US citizenship in...

How to Get Items Removed From Your Credit Report

How to Get Items Removed From Your Credit Report

Having a good credit score is an important part of your financial life. At the very least, it will affect the type of interest you’ll pay on any type of loan, from home mortgages to credit cards. At most, a low credit score will seriously impact your ability to...

10 Questions to ask your CFP Professional

10 Questions to ask your CFP Professional

Below are issues you will want to explore before you hire someone to be your financial advisor. You can ask these questions at your first meeting or send them in advance so the advisor is ready to address them when you meet. You might also find some of this...

What You Need to Know About Health Savings Accounts

What You Need to Know About Health Savings Accounts

The Health Savings Account (HSA) is one of the most misunderstood and underused benefits in the Internal Revenue Code. Congress created HSAs as a way for individuals with high-deductible health plans (HDHPs) to save for medical expenses that are not covered by...

Watch Out for Tax Penalties

Watch Out for Tax Penalties

Most taxpayers don’t intentionally incur tax penalties, but many who are penalized are simply not aware of the penalties or the possible impact on their wallets. As tax season approaches, let’s look at some of the more commonly encountered penalties and how they may...