Appreciate Finance Blog

Using Cryptocurrency… you should know this

Using Cryptocurrency… you should know this

And on the topic of non-boring investments, if you are dealing with Bitcoin, you might want to read this piece on taxes and cryptocurrency. Some folks don’t know the IRS treats bitcoin as an asset and not as a currency. Unwelcome tax surprises can ensue for the...

Boring investing

Boring investing

One of my mantras is that investing should be boring. This article spells out why long term plain vanilla investment plans tend to create more wealth than exciting GameStop type, adrenalin and drama -filled ones.

Important FAFSA Changes

Important FAFSA Changes

As kids get closer to college age, you may want to read up on important changes that have been made to the FAFSA by the Department of Education. This form, to be filled out for college financial considerations, has been simplified but some benefits have gone away, and...

Children Need Social Security Numbers

Children Need Social Security Numbers

Make sure your children have Social Security numbers, especially if you are a US person living overseas, or a resident in the US with children who have other citizenships but are still eligible for a US number. The stimulus payments will be based partially on having a...

Social Security Benefits While Abroad

Social Security Benefits While Abroad

If you travel the world or those you know live abroad, it is helpful to know you can likely still get your Social Security benefits from the USA while living in other countries, as long as you are entitled to them. There are pitfalls to look out for if you have...

Property & casualty insurance policies and your trust

Property & casualty insurance policies and your trust

If you have a living trust, you probably want to add the name of your trust to your Homeowners and Umbrella insurance policies as a named insured. Thinking from a liability perspective, if the home is owned by the trust and the policy is in the trustee’s name, any...

How retail investors are changing market movements

How retail investors are changing market movements

Financial markets have done well so far in 2020, despite the difficult situation with COVID. Some say retail investors are changing the nature of market movements and reactions by behaving differently than institutional ones. Read more here.

Advisors help clients feel more comfortable during difficult times

Advisors help clients feel more comfortable during difficult times

In August, Dalbar, an investment research firm, surveyed 995 investors in North America who had a relationship with a financial advisor, presenting them with questions about their experiences with investing, the markets and their advisor during the coronavirus market...

Slow down and be skeptical

Slow down and be skeptical

There’s a disease that has been spreading for years now. Like any resilient virus, it evolves to find new ways to attack us. It’s not in our bodies, but on the web. It has different names: misinformation, disinformation or distortions. Whatever the label, it can be...