Appreciate Finance Blog

Property & casualty insurance policies and your trust

Property & casualty insurance policies and your trust

If you have a living trust, you probably want to add the name of your trust to your Homeowners and Umbrella insurance policies as a named insured. Thinking from a liability perspective, if the home is owned by the trust and the policy is in the trustee’s name, any...

How retail investors are changing market movements

How retail investors are changing market movements

Financial markets have done well so far in 2020, despite the difficult situation with COVID. Some say retail investors are changing the nature of market movements and reactions by behaving differently than institutional ones. Read more here.

Advisors help clients feel more comfortable during difficult times

Advisors help clients feel more comfortable during difficult times

In August, Dalbar, an investment research firm, surveyed 995 investors in North America who had a relationship with a financial advisor, presenting them with questions about their experiences with investing, the markets and their advisor during the coronavirus market...

Slow down and be skeptical

Slow down and be skeptical

There’s a disease that has been spreading for years now. Like any resilient virus, it evolves to find new ways to attack us. It’s not in our bodies, but on the web. It has different names: misinformation, disinformation or distortions. Whatever the label, it can be...

Slow down your thinking

Slow down your thinking

Back in 2014, a group of neuroscientists from MIT published a report on the minimum length of time required for the human mind to process information from an image: 13 milliseconds, almost an order of magnitude faster than previously believed. How fast is 13...

Stay Disciplined Through Market Ups and Downs

Stay Disciplined Through Market Ups and Downs

This updated Time Magazine video, from Buckingham, called "Growth of a Dollar Through Time" can be a powerful reminder of staying disciplined through market ups and downs. It is an interesting video representation of the growth of $1 if you had invested it in 1927 in...

Open enrollment for Medicare

Open enrollment for Medicare

Open enrollment for Medicare is open and goes to Dec 7th. Medicare is complicated so you may want to consult with a licensed agent or State Health Insurance Program (SHIP) for help in making decisions on supplemental plans and otherwise. Studies have shown people...

Voting from overseas… and how it affects your taxes

Voting from overseas… and how it affects your taxes

Just as our final tax deadline for the year arrives for non business filings, it’s election time. Have you ever wondered about voting from overseas and if it might affect your taxes? Interestingly, according to IRS reports, more people gave up their US citizenship in...