Appreciate Finance Blog
Cryptocurrency: Good for the environment, right?
Is bitcoin environmentally friendly? You may be surprised to learn that it is far from it. Read more here...
Don’t pay for insurance you don’t need
Here’s why you may not need AD&D Insurance. Make sure you are paying for insurance you need and dropping or modifying policies you don’t need or aren’t useful anymore. A review with your insurance provider can be helpful. Read more here...
Do you need umbrella insurance?
Many people lack umbrella insurance or don’t take enough coverage. Read more here...
Emergency Fund Mantra
The emergency Fund Mantra, as supported by the well known Suze Orman and Costco. I am delighted to see her suggesting folks keep a larger cushion than she used to recommend. Read more here...
Building Financial Resilience
Financial resilience, or knowing you can make things work out, no matter the twists and turns life takes, is an essential part of our existence. According to an Edward Jones study, nearly 70% of those with a financial plan feel they are financially stable and...
Are grades really worth big money?
Should you tell your youngster grades are worth big money? You can try your best, though sometimes it can be hard for kids to wrap their heads around future financial concepts – one of the difficulties in planning to pay for college. Read more here...
Using Cryptocurrency… you should know this
And on the topic of non-boring investments, if you are dealing with Bitcoin, you might want to read this piece on taxes and cryptocurrency. Some folks don’t know the IRS treats bitcoin as an asset and not as a currency. Unwelcome tax surprises can ensue for the...
Boring investing
One of my mantras is that investing should be boring. This article spells out why long term plain vanilla investment plans tend to create more wealth than exciting GameStop type, adrenalin and drama -filled ones.
Important FAFSA Changes
As kids get closer to college age, you may want to read up on important changes that have been made to the FAFSA by the Department of Education. This form, to be filled out for college financial considerations, has been simplified but some benefits have gone away, and...