+1 (650) 687-7089 ariadne@appreciatefinance.com
Why you need a cash emergency fund

Why you need a cash emergency fund

I am a big proponent of holding cash in an emergency fund. In this current moment of very low interest rates, clients are asking why they should be holding on to cash which is essentially losing value in an inflationary environment. I would like to reference this...
Are you rich?

Are you rich?

Folks seem to ask themselves this question quite a bit, especially in Silicon Valley, where “everyone else is so rich”. It seems we have a strong tendency to compare ourselves to peers. Are You Rich? This Income-Rank Quiz Might Change How You See Yourself...
Emergency Fund Mantra

Emergency Fund Mantra

The emergency Fund Mantra, as supported by the well known Suze Orman and Costco. I am delighted to see her suggesting folks keep a larger cushion than she used to recommend. Read more here…
Using Cryptocurrency… you should know this

Using Cryptocurrency… you should know this

And on the topic of non-boring investments, if you are dealing with Bitcoin, you might want to read this piece on taxes and cryptocurrency. Some folks don’t know the IRS treats bitcoin as an asset and not as a currency. Unwelcome tax surprises can ensue for the...