Having a good credit score is an important part of your financial life. At the very least, it will affect the type of interest you’ll pay on any type of loan, from home mortgages to credit cards. At most, a low credit score will seriously impact your ability to purchase a house or a car. Yet a lot of people still have doubts as to how credit scores work and why it’s important to make sure the information contained in your credit report, which is the basis for your score, is correct.

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By: Giancarlos Merced