The application process for insurance can be considerably delayed by the current pandemic. Many new factors are being considered such as your travel plans in the future or the past, your potential exposure to COVID 19, and whether you are ready to submit to a medical exam with blood tests at this time.  Life insurers also invest their money in bonds and other safer investments to ensure they can payout on claims. This is being disrupted by the current economic climate which is pushing interest rates/returns down. Life Insurance may become more expensive and harder to get going forward.  Read more here…