If you have a living trust, you probably want to add the name of your trust to your Homeowners and Umbrella insurance policies as a named insured. Thinking from a liability perspective, if the home is owned by the trust and the policy is in the trustee’s name, any lawsuit arising out of liability from the home will name the trust as the defendant. Thus it is recommended to add the trust as an additional insured. Talk to your insurance agent for more details and check out these articles from Future file and the Washington Post.